Southwest Elgin Homes under $400,000

Southwest Elgin Homes under $400,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Southwest Elgin and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!

Newest Southwest Elgin Homes under $400,000

164 S Du Bois Avenue, Elgin
$294,500
2 Beds ⋅ 2 Baths ⋅ 12792100 MLS ⋅ NEW Status
Welcome Home to This Charming & Move-In Ready Ranch! Don't miss this beautifully maintained 2-bedroom, 2-bath ranch offering timeless character, versatile living space, and an incredible location just minutes from Downtown Elgin, the Fox River waterfront, Metra Station, schools, parks, restaurants, shopping, I-90, the library, and hospital. From the moment you arrive, you'll appreciate the warmth and charm this home has to offer. Step inside to a sun-filled living room featuring LVP, beautiful woodwork window casing, and newer windows, creating a welcoming atmosphere throughout. The spacious kitchen offers an abundance of beautiful cabinetry and countertop space, making meal preparation and entertaining a breeze. The main level features two generously sized bedrooms, including a primary bedroom with a step-in closet. Main floor full bathroom with classic finishes that showcase the home's character and charm. The 2ND bedroom offers generous space; both bedrooms are equipped with Hardwood floors. The finished basement significantly expands your living space, offering a large recreation/family room, kitchenette, full bathroom, dedicated home office with built-in desk, utility room, laundry area, and a versatile bonus room that could easily serve as a potential third bedroom, playroom, exercise room, craft room, or hobby space. Outdoor living is equally impressive. Relax with your morning coffee on the deck or unwind overlooking your own private backyard retreat. Step outside to the expansive deck with gazebo, perfect for summer gatherings, outdoor dining, and entertaining. The fully fenced yard also features an above-ground pool, play area, and included chiminea, creating the ultimate space for making memories with family and friends. Additional highlights include a 1-car garage with newer concrete floor, driveway parking for multiple vehicles, and numerous updates throughout the home, including vinyl siding on the house and garage (2020), newer water heater, updated A/C, bath updates, deck, pool, and more. This home offers the perfect blend of character, functionality, outdoor enjoyment, and convenience with plenty of flexible living space both inside and out. Move-in ready with quick close possible. Home is in very good condition and is being conveyed AS-IS. A rare opportunity to own a charming ranch with a finished basement, outdoor oasis, and unbeatable location.

164 S Du Bois Avenue, Elgin

955 Ascot Drive, Elgin
$305,000
2 Beds ⋅ 2 Baths ⋅ 12723770 MLS ⋅ PRICE CHANGE Status
*SELLER OFFERING 5K CREDIT TOWARDS RATE BUY DOWN OR CLOSING COSTS**QUALIFYING BUYER CAN ASSUME SELLERS CURRENT MORTGAGE WITH 3.75 INTEREST RATE* Spacious & sun-lit multi-level 2 Bedroom, 2 Full Bath Townhome with Loft. Main level living area boasts vaulted ceilings, double skylights, gas fireplace, luxury vinyl planking, & seamless deck access with a brand NEW Feldco sliding glass door that is both energy efficient & soundproofing. All window shades throughout the home are new Veneta Cellular Shades with a top down, bottom up design to allow control for privacy while allowing sunlight to brighten the space. The kitchen features granite countertops with a breakfast bar that comfortably seats 3-4, alongside an adjacent eating area perfect for a more formal dining space or an expanded sitting area. The second level features a versatile loft overlooking the foyer, ideal for an office or lounge. Next is the generously sized Primary Room with Full Remodeled Bathroom. The Primary Room has a large beautiful window with brand NEW Remote Controlled Blackout Cellular Shades. Pass through the stylish space-saving barn door into your Fully Remodeled En-Suite Bath-complete with double sinks, a custom-tiled shower, a deep soaking tub, and a Walk-In Closet outfitted with custom organizational shelving. The lower level expands your living space significantly, featuring a quiet 2nd Bedroom, a Full 2nd Bathroom, a spacious Family Room, and Laundry/Utility room. 2 car attached garage. Major Improvements 2025:Water Heater| 2024: Dishwasher & Refrigerator| 2022: Bathroom Remodel| 2020: Furnace. See Features sheet for full list.

955 Ascot Drive, Elgin

2320 College Green Drive, Elgin
$309,900
3 Beds ⋅ 3 Baths ⋅ 12729868 MLS ⋅ ACTIVE Status
Rare Investor Opportunity - End-Unit 3-Bedroom Townhome with Established Rental Income! Looking for a turnkey investment with rental income already in place? This rarely available end-unit townhome offers an exceptional opportunity to add a desirable 3-bedroom, 2.5-bath property to your portfolio with a long-term tenant already in place. Ideally located directly across from Meijer and Menards, this property offers quick and convenient access to I-90 and Route 20, making shopping, dining, transportation, and everyday conveniences just minutes away. Inside, you'll find a dramatic two-story living room featuring a wall of windows that fills the space with natural light, along with a cozy fireplace. The spacious eat-in kitchen offers tile flooring, a pantry closet, abundant cabinet space, and sliding glass doors leading to the private patio. A separate dining area provides additional space for entertaining. Upstairs features a convenient laundry area, a generously sized primary bedroom with its own private full bath, an additional full hall bath with an oversized vanity, and spacious secondary bedrooms. Additional features include 6-panel doors, a recently replaced A/C system, and a recently replaced hot water heater. As an end unit with a private side entrance, the property provides additional privacy and convenience. The current tenant's lease runs through June 14, 2027, providing an investor with established rental income from day one. Please inquire for current lease and rental details. Opportunities to purchase an end-unit investment property with an established long-term tenant are rarely available. Whether you're expanding your portfolio or looking for your next income-producing property, this is one you won't want to miss! Schedule your showing today!

2320 College Green Drive, Elgin

Start Your Search



The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than our company are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 MRED LLC. All rights reserved.

Based on information submitted to the MLS Grid as of . All data is obtained from various sources and has not been, and will not be, verified by broker or MLS Grid. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the DMCA) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.com.

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Some listings have been excluded from this website.

How much is your home worth?

Get instant property value now!